Help to buy a house

Self-Build

Building your own home can help you to own the home of your dreams, where the house has been tailored to suit your needs and lifestyle.

There is a lot to consider and it is therefore important that you access the correct information and advice. You will need to consider the following:

  • The type of house you want to build
  • Purchasing land
  • The building costs
  • Obtaining a self-build loan and/or mortgage
  • Relevant planning permission
  • Site insurance
  • Connecting to utilities

The Scottish Government, and other organisations, have a number of useful guides and helpful information available on their websites, including advice on Scotland's Self Build Loan Fund  which offers loans of up to £175,000 to assist with construction fees for self-build projects.  The Scottish Government reopened the scheme from 21 November 2022, and applications are open for an initial period of 3 years. 

Find out more information on our self-build register.

We are currently reviewing how we make more information available on self-building.

View our self-build housing register